EECU home loan programs are only available in Texas.
Table of Contents
Is EECU only in Texas?
EECU home loan programs are only available in Texas.
How do I apply for a loan at EECU?
Apply for a Loan If you received a Pre-Approved offer by mail and you would like to accept the offer, call us at 1-800-538-3328, visit any EECU branch, or complete the Pre-Approval Interest Form and we will contact you.
What is an ECOlogical loan?
An Energy Smart lifestyle begins with an ECOlogical Loan! If you’re looking to purchase energy smart products and services, this is the loan for you. Borrow from $100 to $40,000. Low, competitive interest rate. No application fee.
What is the interest rate at EECU?
“As low as” APR assumes a maximum term of 72 months with a 0.50% discount for auto pay from an EECU checking account….2019 and newer models.
| Term | APR As Low As | Estimated Monthly Payment based on ‘As low As’ Rate |
|---|---|---|
| 36 months | 1.89% | $28.59 per $1,000 |
| 48 months | 1.89% | $21.65 per $1,000 |
Who owns EECU?
our members
Unlike many other types of financial institutions, we are a not-for-profit financial institution solely owned by our members. There are no stockholders – each EECU member is an owner in equal standing and has the right to attend the Annual Meeting and vote for the Board of Directors and Supervisory Committee.
How much can I withdraw EECU?
Enjoy the convenience of accessing your money day or night at any EECU or Co-Op ATM, up to $500 per day. Plus, you can use your Debit Card to make purchases and get cash back.
What credit score does Eecu use?
Eecu Credit Card is a great Credit Card if you have fair credit (or above). Their APR is quite high (above 20%). If you’re looking to apply, we recommend at least a 630 credit score. If you’re not sure what your Credit Score is, apply for a report, here.
How do I find my Eecu member number?
Your account number (or member number) is a unique identifier for your membership! It’s provided to you when your account is first opened, either in the welcome packet you received at our financial center or in the welcome letter you received in the mail.
How can I get green loan?
How to Get a Green Loan
- Check your credit score and eligibility.
- Shop and compare lenders.
- Submit your application online or in-person.
- Wait for an approval.
- Repay your debt through monthly installments.
How does a green loan work?
Green Lending in Mortgages ‘ Lenders offer green mortgages to borrowers on projects that are built or renovated with environmental factors in mind. Green mortgage borrowers receive a 1% discount on the mortgage rate for an existing home and up to a 1.25% discount for new construction.
Is EECU insured by FDIC?
At EECU, savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
What is a good auto rate?
The average auto loan interest rate is 3.86% for new cars and 8.21% for used cars, according to Experian’s State of the Automotive Finance Market report for the fourth quarter of 2021. With a credit score above 780, you’ll have the best shot to get a rate below 3% for new cars.